In the present general state of humanity, self-responsibility is much more developed. You understand that you create your reality and your experiences—good or bad. How then does grace come in? Is it totally eliminated from your vision of life and reality? No, it is not. Grace is as much a reality as self-creation and self-responsibility—and they are by no means mutually exclusive. I wish to give you some perspective on this subject, which will then open up another equally important topic, that of faith.